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What does Habitat for Humanity do?
Habitat for Humanity of Henderson, Ky helps build safe, decent and affordable homes for low-income families in the community. There is a process to becoming a homeowner which starts with applying during our annual housing fair each year. Our Habitat also runs a ReStore that accepts merchandise donations such as beds, appliances, doors, cabinets, furniture and more. We in turn sell the items at low discounted prices to the public. Those proceeds are then used to help us put more money towards building homes in the community as well as keeping the lights on and maintaining a small staff.
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How can I get involved?
Henderson Habitat is funded entirely by donations, grants, volunteers and our ReStore. We are always looking for great people who want to help make a huge difference for families in the community and be apart of making Henderson a great place to call home.
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If I donate money, how will Habitat use it?Administrative costs are fully covered by revenue from the Habitat ReStore, ensuring that 100% of cash donations go directly to building homes. Every contribution is used where it is needed most—covering construction materials, permits, subcontractor fees, and other essential building expenses.
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What is your organization's privacy policy?Henderson Habitat is committed to protecting the privacy of our supporters. We take all appropriate steps to safeguard personal information and ensure the security of our volunteers, donors, and partners. We do not sell, share, or disclose personal information outside of our affiliate—without exception. We also do not exchange your information with any other organizations, whether public, private, or nonprofit.
For more detailed information, please visit our Privacy Policy page.
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Are Habitat houses free?No, a Habitat home is not free. Our affiliate has never given away a home. Habitat’s model is built on providing a hand up, not a handout. The process begins with a pre-application and continues through several review stages, including committee approvals, home visits, partnership agreements, required homeowner education and maintenance classes, and the completion of at least 250 volunteer “sweat equity” hours.
Once a family has been approved for the program and fulfilled all partnership requirements, they undergo a final re-qualification before being permitted to purchase their home. The home is then sold to the family with a fixed 0% interest mortgage, typically spanning 15 to 30 years. Habitat serves as both the builder and the mortgage lender, and the new homeowner makes monthly mortgage payments directly to Habitat.
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How are homeowners selected?Anyone who has lived or worked in Henderson County for at least one year is eligible to apply for a home loan through the Henderson Habitat affiliate office. Each application is reviewed by our NMLS-certified team and our Homeowner Selection Committee, which evaluates the applicant’s level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage.
Applicants who receive approval from both groups are then presented to our Board of Directors for final consideration and approval for the Home Partnership Program.
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Can I volunteer even if I can’t build?Yes—Habitat relies on volunteers to support a wide range of activities across our organization, from the ReStore to our build sites. Volunteer roles vary and may include assisting with special events such as our Annual Tri-Fest 5K race, mentoring partner families, supporting fundraising initiatives, entering donations into our database, or helping in the ReStore with donation intake, merchandising, and customer service.
If you would like more information about current volunteer opportunities, please contact us at 270-826-0015 or email crystal@hendersonhabitat.org
We would be glad to help you get involved.
