Homeownership

Three Main Criteria for Homebuyer Selection

NEED:  for simple, safe, decent and affordable housing as defined by, but not limited to one or more below:

• Substandard living conditions
• Unsafe living environment Cost Burdened
• Overcrowded (adult and child or more than two children share a bedroom, or two children of the opposite sex share a bedroom)
• Government Subsidized Housing

ABILITY TO PAY: up to a 30-year, interest free mortgage:

• No unpaid debts, collections, liens or outstanding judgements
• Habitat mortgage loans require a minimum down payment of $1,000 and first-years homeowners insurance premium
•  At least 2 years of continuous, steady and verifiable income

WILLINGNESS TO PARTNER: with HFH of Henderson

• Complete a minimum of 250 hours of "Sweat Equity" (your time instead of cash - on your home, other Habitat homes, our ReStore, Affiliate office, fundraisers and other types of approved community volunteer opportunities
• *Media coverage is critical to securing funding needed for future Habitat homes. Families may be photographed at events or while putting in sweat equity hours and could appear on any of  the news outlets, HFHH website or social media outlets during and after their partnership participation.

If you would like more information about the program and how you can prepare for the process, please download the informational packet. You can also email us to receive a reminder text for the next application session at crystal@hendersonhabitat.org