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HendersonHabitat.org : Requirements
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| Requirements for Habitat Housing |
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Approved applicants must:
- Be a legal US citizen
- Be a resident of or employed in Henderson County, KY for at least one year prior to the date of the application.
- Be verifiably unable to secure conventional home mortgage financing
- Live in verifiable substandard, unsafe or overcrowded circumstances
- Have an annual household income between the minimum and maximum:
-- One person household: $12,550 $20,950
-- Two persons household $14,350 $23,900
-- Three persons household $16,150 $26,900
-- Four persons household $17,950 $29,900
-- Five persons household $19,400 $32,300
-- Six persons household $20,800 $34,700
-- Seven persons household $22,250 $37,100
-- Eight or more persons $23,700 $39,400
- Be willing and able to provide a minimum 300 hours of volunteer "sweat equity" with Habitat through the completion of your house
- Be willing and able to pay $600 as a down payment, half of which is due prior to the start of construction on your house
- Attend and participate in workshops on home maintenance and household budgeting as provided by Habitat
- Allow credit and criminal history reports as well as verification of reported income, employment and rental history. Be free of foreclosure, repossession, and/or bankruptcy within the past three years. Be free of a felony conviction and not a registered sex offender.
- Provide a photocopy of the latest year's federal tax return
- Be willing and able to maintain your Habitat house in a manner acceptable to Habitat for Humanity
- Submit a completed and signed Application for Habitat Housing no later than March 31.
Habitat for Humanity of Henderson, KY, Inc. reserves the right to schedule the construction of houses according to the approved applicant of greatest need as determined solely by Habitat’s Board of Directors. Fraudulent application information, unwillingness to partner with Habitat as defined by the sweat equity and down payment requirements, substantial changes in household income, family size or credit or criminal history prior to the legal closing on a Habitat house may lead to the disqualification of a previously approved applicant by the Board of Directors.
Habitat for Humanity of Henderson, KY, Inc. is an equal opportunity, low-income affordable housing provider, complying with state and federal laws prohibiting discrimination based upon age, gender, national origin, race, religious persuasion or marital status. Habitat for Humanity of Henderson, KY, Inc. also builds handicapped accessible housing as needed.
Applications are available January, February and March each year at 325 South Green Street.
For more information, call Habitat at (270) 869-9011 or email Bob Hicks, Executive Director at bob@hendersonhabitat.org
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